High Risk Merchant Types

FIND OUT WHAT TO EXPECT

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Flags

Understand what things can cause you to need additional underwriting or to need a high risk account.

Restricted

Some high risk industries require additional underwriting or restrictions. Find out what to expect when you apply.

Prohibited

We'd love to serve all merchants, but some activities are considered very high risk. Find out how we serve these industries.

Account Flags

Some business may need additional underwriting due to business activities. Here are some of the reason we might ask for additional information. This is not a complete list, but these are common reasons why it may take an extra 1-2 days to approve your account. Items on this list are not good or bad, they just require a bit of extra paperwork.*

Some Industries

Very High Volume

Mis-Entered Info

No History

Restricted Activities

If your business type falls into this category, there may be some additional requirements for your merchant account. Typically this is the case if your business operates in an industry that has high rates of fraud or chargebacks. We’ll ask you for any additional information required if it is needed. Our expert service staff will be there to discuss anything you have questions about. Your account may take an extra 1-2 days to approve.*

Health Supplements

Estate Sales

Drug Paraphernalia

Fortune Telling

Internet Pharmaceuticals

PC Support

Airlines

Alcohol/Liquor

Background Search

Bail Bonds

Coin Dealers

Cruise Lines

Online Pharmacy

Dating Services

Firearms

Multi-level Marketing

Tobacco Products

Pawn Shops

Timeshares

Travel Agencies

Prohibited Activities

For business industries that are considered very high risk, we’re not able to directly provide you with a merchant account. However, you may be able to get an account with our partner company that specializes in high risk. Fill out a contact request here to find out how we can serve you.* Contact Us

Adult Content

Third Party Services

Cryptocurrency

Credit Services

Identity Theft

File Sharing

Debt Consolidation

Collections

Loan Services

Designer Replicas

Foreign Government

Investment Firms

Financial Coaching

Free Trial Products

Gambling/Lottery

Get Rich Products

Government Grants

Business Opportunites

Hype Products

International

CBD/Marijuana Products

Membership Programs

TMF Listed

Money Services

Nutraceuticals

Online Auctions

Pyramid Schemes

Telemarketing

Discount Clubs

Sports Forecasting

Warranty Programs

Illegal Activities

*These lists are provided here for guidance only. They are not exhaustive and are subject to change. Please contact us if you have any questions of concerns. Approval of any account is not guaranteed and is subject to all banking and underwriting guidelines.