High Risk Merchant Types
FIND OUT WHAT TO EXPECT
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Account Flags
Some business may need additional underwriting due to business activities. Here are some of the reason we might ask for additional information. This is not a complete list, but these are common reasons why it may take an extra 1-2 days to approve your account. Items on this list are not good or bad, they just require a bit of extra paperwork.*
Some Industries
Very High Volume
Mis-Entered Info
No History
Restricted Activities
If your business type falls into this category, there may be some additional requirements for your merchant account. Typically this is the case if your business operates in an industry that has high rates of fraud or chargebacks. We'll ask you for any additional information required if it is needed. Our expert service staff will be there to discuss anything you have questions about. Your account may take an extra 1-2 days to approve.*
Health Supplements
Estate Sales
Drug Paraphernalia
Fortune Telling
Internet Pharmaceuticals
PC Support
Airlines
Alcohol/Liquor
Background Search
Bail Bonds
Coin Dealers
Cruise Lines
Online Pharmacy
Dating Services
Firearms
Multi-level Marketing
Tobacco Products
Pawn Shops
Timeshares
Travel Agencies
Prohibited Activities
For business industries that are considered very high risk, we're not able to directly provide you with a merchant account. However, you may be able to get an account with our partner company that specializes in high risk. Fill out a contact request here to find out how we can serve you.* Contact Us
Adult Content
Third Party Services
Cryptocurrency
Credit Services
Identity Theft
File Sharing
Debt Consolidation
Collections
Loan Services
Designer Replicas
Foreign Government
Investment Firms
Financial Coaching
Free Trial Products
Gambling/Lottery
Get Rich Products
Government Grants
Business Opportunites
Hype Products
International
CBD/Marijuana Products
Membership Programs
TMF Listed
Money Services
Nutraceuticals
Online Auctions
Pyramid Schemes
Telemarketing
Discount Clubs
Sports Forecasting
Warranty Programs
Illegal Activities
*These lists are provided here for guidance only. They are not exhaustive and are subject to change. Please contact us if you have any questions of concerns. Approval of any account is not guaranteed and is subject to all banking and underwriting guidelines.